Account Management
· CHF and EUR accounts for B2B transactions.
· Single dashboard for authorized signatory with access to multiple companies' accounts.
· CHF capital accounts for company formation and capital increases (AG/GmbH).
· Fully digital account setup process, including capital deposit account signing executed through Electronic Signature.
· Dedicated account setup offering digital verification of pre-settled conditions for both parties.
Payments & Transaction Rails
· Inbound/outbound payments in CHF and EUR.
· Supports Swiss and SEPA direct debit.
· Payment initiation & tracking.
· Full integration with both QR-bill and eBill systems for processing and generation.
· Direct bank-to-bank payment method.
Automated Workflows
· Supports Bulk payments and salary pay-outs (batch processing).
· Management of Subscriptions, orders, and recurring payments.
· Scheduling payments and payments based on the invoice due date.
· Automatic payment order generation from PDF or emails.
· Automated distribution of funds and rule-based transfers between accounts.
Financial Management
· Foreign exchange services with competitive exchange rates.
· Predictive tool based on transaction history, invoices, and budget entries.
· Budget entries allowing for categorisation and planning of expenses.
· Alerts on funding gaps to prevent business interruptions.
· Wide collection of charts to filter and analyse transaction history, budget utilisation, and cash volume breakdown.
Data Protection & Security
· Role-based access control (RBAC) and field-level permissions.
· Multi-factor authentication (MFA/2FA) and device fingerprinting.
· Regular compliance checks and audit logging.
· ISO 27001 alignment, EU and Swiss compliance.
Pricing & Fees
· Clear fee structure based on customer domicile (Swiss or international) and risk profile (Low, Medium, High Risk).
· Payments include a tiered fee structure: free transactions up to a certain quarterly limit (in CHF and EUR), with fees applied for volume above the free package.
· Fees are calculated as a percentage of the incoming and outgoing volume, subject to minimum and maximum CHF amounts per transaction.
