Built for Banks, Fintechs, and Embedded Finance Providers
Corebanq —
Core banking system
API-first
· Cloud-native, API-first platform with RESTful APIs, JSON, OpenAPI/Swagger docs.
· Event-driven architecture with webhooks for external integrations.
· Multi-tenant and schema-based segregation for data protection.
· Audit trails and encrypted storage ensuring compliance and traceability.
· Rate limiting & throttling for performance.
· Multilingual API responses
End-User Applications
· Web interface with multilingual support.
· Customer dashboards (balances, statements, transactions).
· Payment initiation & tracking.
· Invoice centre with request/payment flows.
· Team & role management for corporate accounts.
· Chat module (direct & group messaging).
· Notifications via email/SMS connectors (AWS SES/SNS, SMTP, Mailjet, etc.).
Transaction Processing
· Payment operations: send receive, pay invoice
· Crypto engine: buy-sell crypto, fiat-crypto exchange.
· FX module: dynamic exchange rates, tariffs, and structured fees.
· Transaction engine with real-time processing, automated fees, and reconciliation.
· Transaction types: inbound, outbound, internal.
· Transaction screening with external compliance providers.
· Scheduled payments & templates for recurring use.
User & Customer control
· KYC & KYB workflows with configurable questionnaires.
· Remote identity verification with risk scoring and compliance screening.
· Customer states: onboarding, review, active, suspended.
· Shareholder and signatory records for businesses.
· Team roles: admin, executive, accountant, employee.
· Multi-language support in onboarding flows and questionnaires.
Data Protection & Security
· Endpoint-level and record-level role-based access (RBAC)
· Multi-factor authentication (MFA) and device fingerprinting.
· Data encryption at rest and in transit (TLS 1.3).
· Regular compliance checks and audit logging.
· ISO 27001 alignment and EU MiCA compliance.
Pricing & Fees
· Flexible tarif structures (standard, and custom with cascaded fallback tariffs
· Automated fee calculations with velocity limits.
· Multi-currency pricing models with fixed, percentage, greater of, lesser of, sum of, and other.
Integration-ready
· Third-party compliance & screening services.
· Liquidity & OTC crypto trading providers.
· External market feeds for FX rates.
· Messaging gateways (email/SMS/messengers)
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