Built for Banks, Fintechs, and Embedded Finance Providers
XZiel —
Multi-agent AI KYT
Multi-agent AI system designed for compliance in the financial sector. The system interprets, scores, and explains financial transaction risks in real time, orchestrating different AI ensembles, including Claude Sonnet, OpenAI o1, and Apertus LLM. Could be used for policy checks, sanctions screening, and behavioral analysis.
Core Capabilities
· XZiel operates as a model-agnostic multi-agent system, capable of orchestrating different AI ensembles.
· Transactions processing in five stages: policy check, AI analysis, risk scoring, consensus, and audit log.
· Smart routing system that optimizes the cost, speed, and decision quality of transaction processing.
· Delivers a dynamic and auditable compliance layer that meets supervisory expectations from regulatory bodies like FINMA and SECO.
Transactions Processing
· Rule-based filtering of the transactions, ensuring they adhere to policy guidelines
· Transactions, flagged in the policy check undergo deep learning analysis for a more comprehensive assessment.
· Transactions are assigned a risk score through a quantitative evaluation process. This score indicates the potential risk associated with the transaction.
· The multi-model AI system reaches a consensus on the level of risk associated with the transaction, ensuring a unified and balanced decision.
Integration-ready
· Model-agnostic architecture allows to integrate with different AI, including Claude Sonnet, OpenAI o1, and Apertus LLM.
· Ready to integrate with various transaction systems, enabling it to process and analyze a wide range of financial transactions.
· Depending on the AI ensemble used, XZiel can be deployed via private, VPC-isolated cloud or entirely on-premises.
· Built to meet supervisory expectations from regulatory bodies like FINMA and SECO, ensuring it aligns with regulatory compliance frameworks.
· Can integrate with audit and reporting systems, providing complete traceability and explainability in regulatory reporting.
Utilities & Administration
· Allows administrators to manage users roles, setting permissions, and controlling access.
· Define, update, and manage various transaction processing policies, ensuring align with regulatory requirements and business needs.
· Control over the integration of different AI ensembles and transaction systems, determining how XZiel interacts with IT infrastructure.
· Oversight of all transaction details through its audit log feature. This helps ensure traceability, accountability, and compliance with regulatory requirements
