Built for Banks, Fintechs, and Embedded Finance Providers
XZiel —
Multi-agent AI KYT
Multi-agent AI system designed for compliance in the financial sector. The system interprets, scores, and explains financial transaction risks in real time, orchestrating different AI ensembles, including Claude Sonnet, OpenAI o1, and Apertus LLM. Could be used for policy checks, sanctions screening, and behavioral analysis.
Core Capabilities
· Model-agnostic operation as a multi-agent system, integrating TRM’s blockchain intelligence directly into banking and payment workflows
· Transaction processing through a proprietary five-stage decision pipeline: policy checks, AI analysis, risk scoring, consensus, and audit logging
· Provision of a single operational view for unified oversight of on-chain exposure, stablecoin settlement, and traditional fiat payment flows
· Delivery of a dynamic compliance layer designed to meet MiCA standards and supervisory expectations from FINMA, SECO, and ESMA
Transactions Processing
· Real-time alert triage and rule-based filtering to ensure immediate screening against customized policy guidelines
· Deep intelligence analysis on flagged transactions, utilizing wallet screening to assess counterparty and indirect risk
· Quantitative risk scoring across 150+ categories, including FATF money laundering predicates and illicit activity databases
· Consensus-based validation via a multi-agent AI system to ensure defensible risk decisions aligned with institutional tolerance
Integration-ready
· Native TRM integration for activating Transaction Monitoring and Wallet Screening via API at the point of transaction
· Maintenance of a model-agnostic architecture capable of orchestrating ensembles like Claude Sonnet, OpenAI o1, and specialized LLMs
· Versatile deployment via private, VPC-isolated cloud (EU-hosted) or entirely on-premises with ISO/IEC 27001:2022 security
· Inclusion of built-in frameworks for MiCA, DORA, and Schrems II to accelerate time-to-market and regulatory trust
· Seamless connection with existing audit systems to provide an explainable trail for National Competent Authorities (NCAs)
Utilities & Administration
· Role-Based Access Control (RBAC) management for governing permissions across compliance, investigation, and reporting teams
· Dynamic policy management for the rapid definition and updating of transaction rules to match evolving regulations
· Full orchestration control over the integration between AI models and core ledger systems to ensure infrastructure integrity
· Audit-ready forensic tracking through integrated logs and case management, providing a 360-degree view of compliance decisions
