Finray · Platforms
Three platforms. One operating model.
Corebanq runs the ledger. XZiel runs the risk surface. Ordinis runs the internal-control evidence. Each platform stands alone; together they form the operating spine of a regulated institution.
Built for institutions whose audit position cannot drift — Swiss FINMA-supervised banks and Art. 1b FinTechs, EU/EEA payment and e-money institutions, MiCA-authorised CASPs, UK FCA-authorised PI/EMI firms, and Canadian RPAA-regulated PSPs and FINTRAC MSBs.
The platforms
Each platform is the system of record for its own surface.
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The core
Ledger, accounts, and payment operations for regulated institutions.
- Double-entry posting integrity enforced at write time
- Continuous reconciliation — never end-of-day reconstruction
- SIC, SEPA, SWIFT, and instant rails with built-in exception workflow
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Risk operations
Transaction risk, screening, and investigations across fiat and crypto rails.
- Deterministic rule engine — every fire reproducible from its inputs
- Sanctions, PEP, and adverse-media screening with source-list provenance
- TRM Labs blockchain intelligence in the same case workflow as fiat-rail risk
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Internal control
Governance, risk, compliance, and internal-control evidence platform.
- Captures controls, risks, approvals, and incidents at the moment of action
- Vendor and AI inventory with continuous evidence, not annual snapshots
- Board, audit, and supervisor evidence ready on demand
Applied solutions on the platforms
Customer-facing solutions built on the three platforms.
The operating model
The audit trail is the live event stream. The risk decision is the case object. The control evidence is the operator's daily workflow. Three platforms, one operating model — designed so an institution does not have to assemble its own integrity layer between them.
Book a briefing
Book a briefing.
Bring one operating problem. We will map it to ledger state, risk decisions, control evidence, and deployment constraints.